Next To You- Chris Brown ft Justin Bieber Acoustic Cover (Jorge and Alex...

I don't know if you have seen in YouTube the video of a father-daughter tandem singing their own versions of songs in the hit charts acapella style. I have seen them in my niece's wall in Facebook. Thanks to Ate Celine for sharing this.

This is one video that I got really teary-eyed. When they sang their own version of this song, NEXT TO YOU originally by Chris Brown ft. Justin Bieber. It was only then one will realize what is the message of the song. I love how Alexa sing her lines and at the same time show her sign of affection to her father. One would see how beautiful their relationship is.

I got teary-eyed more because it reminded me of my 3 daughters and their Tatay, as we fondly call Francis. Each of my daughters have their unique relationship to their father. I believe I have found a song appropriate for my 3 daughters and their tatay.

I hope that you will love this version as much as I love it... :)

One More Month To Go

It is exactly one more month and it is Christmas once again. Have you done some Christmas shopping? Me? Not yet. But my kids have already told me that they have already picked who will be there ka-kris kringle sa school. Ano ba naman yan? Wala pa masyadong budget eto na ulit ang gastos. Whew. Buti na lang ang budget given for the exchange gift is 250.00. It is kinda a problem as well kasi sa panahon ba ngayon may 250.00 pa ba?! Haaay. So this weekend my family will try to go to SM and look for something na worth 250.00.

Have you decorated your house for the coming Christmas? Me, not yet. I know it is the last Saturday of the month, but tomorrow my daughters and I will be decorating our small Christmas tree. To give you an idea how small our tree is, it will take us like less than 30 minutes to set it up. Hahaha! Even though it is a small one, I could assure you that it is a cute one. ;)

So see November is about to end and yet I haven't started on any of the two things mentioned above. Hahaha! Sorry naman daw dami po talaga kasing ginagawa. Now I could really say that time really flies so fast.

Quote no. 27

Discovery consists of seeing what

everybody has seen,

And thinking what nobody

has thought.

(Albert Szent-Gyorgyi)

Investments

Lately mu husband and I had a conversation where to place the money has save up. Few of my friends told him to place it in a Mutual Fund, Time Deposit, or invest it somewhere else. So what I did, I went to Bank of Philippine Islands or BPI and inquire what is/are the best option that is open for an ordinary person like me and my husband. So a good friend mo mine (and college classmate as well) who is working at BPI introduced me to two of the best option/s the bank could offer. NOTE: As I write it here is the way I understood it, I am no financial expert or what ever.

1. ALFM GROWTH FUND AND ALFM MONEY MARKET FUND

As my friend told me, these 2 are almost the same except that it is up to the bank where they are going to invest your money. Initial investment in either of the 2 is 50,000.00 pesos. As the way I understoom it, it's more or less about stocks, so if you're a risk taker, it is up to you how much are you willing to invest in these kinds of funds. My good friend told me as well, that as much as possible, they advise their clients to just invest 50% of their savings so that in case of emergency you have that money on hand already.

2. Another interesting option my friend presented to me is the SDA or SPECIAL DEPOSIT ACCOUNT this is under Bangko Sentral ng Pilipinas or BSP. This is more okay than a Time Deposit.

I am not really good with numbers, interest and in the financial world but I am just sharing to all of you where you could invest your hard earned money. You could visit any bank and inquire the above mentioned investments and other things they could offer you. The more choices you have the more you could think about it. Be sure to make a wise decision because this is your hard earned money.

*note: This is not a paid ad for BPI. It so happen that me and my husband are happy clients of the said bank.

What are You Thankful For?

Tomorrow, November 24, Americans (and other citizens of the other part of the World) will be celebrating THANKSGIVING and since this occasion is not really recognized here in our country, I want to have my own Top 5 that I am thankful for and here they are:

1. GOOD HEALTH - Every time I go and hear mass or pray at night I never fail to Thank God for blessing me and my family with good health. Nowadays, it is kinda scary to get sick with all these viruses and diseases that surrounds us. I may have all the money in the world but I don't want to spend it on medications and hospitalizations. As one ad says: MAHAL MAGKASAKIT (it's is expensive to get sick).

2. FRANCIS VARGAS RACAL - I am so thankful to God for blessing (giving) me a husband who is intelligent, have a good sense of humor and cute husband. Francis is not only my husband, but my BEST-FRIEND, CRITIC AND PARTNER. I would never have it any other way or man for that one. Hehehe!

3. ARIELLE, JOIE & AMAYA - I am so thankful to God for giving me 3 beautiful and intelligent daughters. With my 2 older ones, we have conflicts, petty quarrels and all which is normal to any parent-daughter(s) relationship. But I am thankful as well for they, Arielle and Joie, do listen to me and at the same time I DO listen to them as well. With my youngest, siya ang taga-burn ng calories ko. For she is so very malikot, I really have to be there because once na tumahimik ang paligid ko for sure may ginagawa yan na ndi kaaya-aya STILL I love her. I do love my 3 angels.

4. FRIENDS & FAMILY Francis used to tease me when I was starting my FB because I have few friends that I usually accept and add in my friends list. This I told him: It is okay that I have a few friends because I know these friends of mine are the people I want to be with and that they are the only people I could be myself. With regards to my Family, no matter what happens at the end of the day, I know and I believe I could count on them.

5. MY LIFE - Cliche as it may sound I am thankful to God for giving me my life because I have made friends with people who have accepted me for who I am; I have a family who loves me for who I am too; and I have my husband and daughters who are my WIND BENEATH MY WINGS. I may be ONLY a housewife but I know to my family I am making a difference to them. I may be living a simple life with problems that I encounter (as a mother, wife and as a person every now and then), with "luho" that I and my husband, could afford, every now and then, I love my life and I am THANKFUL TO GOD for giving me a wonderful life and people I truly cherish and love.

Quote no. 26

Be what you are.

This is the first step toward

Becoming better than you are.

(August W. Hare)

"WHAT" and "IF"

"What" and "IF" are two words as non-threatening as words can be. But put them together side-by-side and they have the power to haunt you for the rest of you life: WHAT IF?

These lines is from the movie "Letters to Juliet". Don't worry I am not going to talk about the movie. But just focus on the two words: WHAT IF. I have to admit there were those times that I do have my what if moments like: What if I am a working mother? What if I just have 2 daughters? What if I am living in another country? Do I sound like I regret something. NO. Of course not, let us jsut say that I am wondering my what if's. Don't tell me that you have no WHAT IF's in your life? That once you never though of these two powerful words, as Claire puts it.

One of my what if is: What If I did not meet and married my husband Francis? Will I ever have beautiful and intelligent daughters? Will I be the woman I am right now? Hahaha! Biglang nasundan ng 2 questions pa. There will always be questions on our mind aside from What If and I believe that it is up to us how are we going to find the answers to these questions. So how about you, do you have any What If(s) in your life?

*image is from Google images*